It is only the second week into a new year. I hope you aren’t already tired of thinking about New Year’s resolutions.

I am pretty goal-oriented in general, so I don’t really feel the need to do new goals or resolutions just because the calendar turned. That said, I usually use January as a time to gather tax information, reflect on categories of expenditures and discuss money goals with my family. These yearly discussions on what we want our money to do for us have truly helped over the long haul and have helped keep all of us focused on our money management goals.

Do you want 2020 to be the year you get right on the money? Then you may want to join Read on the Money, an electronic book discussion lead by MSU Extension in Cascade and Teton counties.

The series will start on Monday, Jan. 13, and end on Feb. 17, for a total of five sessions. Class will be from 7:30 to 8:30 p.m. But, do you dread coming to an evening class in the winter months? Worried about roads and weather? We understand. That is why this class is designed so that you can get home from work, get in your cozies and snuggle up with your computer/tablet or smart phone and sign into the class from home.

The class will be hosted on WebEx, a video conference platform. To participate in the class, you will need an Internet-connected device with a webcam and audio capabilities. If using a smartphone or tablet, you can download the WebEx app and connect easily from a link we will send to your email before the class.

For Read on the Money 2020, we will be reviewing the book, “Why Didn’t They Teach Me This in School? 99 Personal Money Management Lessons to Live By” written by Cary Siegel.

What is the cost to join? Less than an overdraft on your account. For the reasonable fee of $15 you will get a copy of the book, access to the five-part series, discussion questions and study/supplemental materials sent to you.

To register, go to the Facebook page for MSU Extension in Cascade or Teton County and look for the post with the pink piggy bank and use the QR code or follow this link:

After registering, send $15 to the MSU Extension Office in Cascade County, 3300 Third St. N.E, #9, Great Falls, MT, 59404-4225. The class is limited to the first 35 people to complete registration and payment.

We believe this class will help you be right on the money as you Read on the Money and learn from each other, as well as instructors Katrin Finch and Jane Wolery with MSU Extension. If you have questions, please call 454-6980 or 466-2492 or email or

While I haven’t gotten so far yet in 2020 to make any New Year’s resolutions, I have picked one word for 2020 and it is focus. I want to be more focused this year on what gets my time, my attention and my money. I hope 2020 is the year you envision great things in your life and work toward making them come true.